Yes, but it must be disclosed and approved upfront. We’re open to creative structures if the deal makes sense and our lien position is protected.

Once we receive your request and documents are obtained, we perform an initial review within 24–48 hours. If it is determined we can fund your request, we will issue a term sheet and aim to close within 7–20 days. The timeline depends on title and how quickly the borrower provides the information we are requesting.

No, we do not report to consumer credit bureaus.

We review credit, but we don’t have a strict minimum. Deals with strong equity or collateral can be approved with lower scores.

We lend on investment properties including single-family, multifamily, and commercial assets. We do not lend on owner-occupied primary residences.

No traditional income verification or tax returns are required. We underwrite primarily based on the asset and deal structure. We verify no bankruptcy, tax liens, or other liens have been filed against the property or the entity requesting the loan.